What Determines Mortgage Rates?

Many investors grow frustrated, wondering why they can’t obtain loans with the latest new rates that are heavily advertised online and in the news. This is because banks use several important factors when considering mortgage eligibility and interest rate charges. Credit Score – Traditional banks lend based on the borrower, not necessarily the property. This…

Will Mortgage Rates Go Down?

The very end of October saw a decrease in mortgage rates. This was in response to the Federal Reserve not reducing its bond-buying program. While average loan rates on 30-year fixed-rate mortgages dropped to an average of 4.10-percent, the 15-year fixed-rate fell to 3.2-percent. In June, 30-year mortgages increased above the low 4-percent threshold that…

Unmasked: The Truth Behind Hard Money Lenders

Hard money lenders offer fast loan funding for real estate investors. With flexible terms and the ability to close quickly, hard money lenders are not subject to strict government regulations, which often prohibits many investors from obtaining financing. Case in point: if an investor comes across a hardship, such as a home owner facing bankruptcy…

Tough Credit: Helping Hard Money Lenders

As with all economic recessions, big businesses fail while relatively obscure unknowns rise. Just as the real estate bubble burst in 2006 and banks began to flail in the wake of the aftermath, hard money lenders took this opportunity to rise from the ashes. Banks, scared to fund anything less than credit perfect loans, has…

Self Storage for Decorations and Display Props

  In business, holidays and season changes are high-peak selling periods. These are times of the year when people are gearing up for special seasonal activities and celebrations. Many businesses decorate their stores to signify the changes and special festivities taking place, and also to alert and target customers who will be shopping for these…

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